Finding Financial Security as a Prudential Brand Ambassador + Hispanizice 2018 RECAP! 2


Disclaimer: This is part of a sponsored collaboration with Prudential and DiMe Media. However, all opinions expressed are my own.

WHAT…A…WEEK!

I’m back from attending Hispanicize 2018 as a Prudential Brand Ambassador — and it was absolutely amazing!

Hispanicize is a gathering of trendsetters and news-makers in the U.S. Hispanic marketing, social media, journalism and entertainment industries.

With Hispanicize came a week full of lessons, new amigos and exciting brand connections. I feel so fortunate to have been able to attend Hispanicize as a Prudential Brand Ambassador.

Let me start this recap by saying that my invitation to become a Prudential Brand Ambassador and to represent Prudential at Hispanicize 2018 came as a huge SORPRESA.

Some of the fellow bloggers I most admire have been chosen as Prudential Brand Ambassadors in the past.

In fact, in 2017, two of my favorite bloggers were chosen as Prudential Brand Ambassadors. I remember thinking “Someday I hope to be a Prudential Brand Ambassador as well!” It was a goal I was willing to work toward, and that I was hoping to achieve someday.

Well, here I am! A 2018 Prudential Brand Ambassador, and I feel so incredibly proud and honored to carry that title. I did it!

Hispanicize 2018 kicked off with a private cocktail event where I was able to meet and mingle with the other Prudential Brand Ambassadors.

As one of the “newest” ambassadors, I have to admit that I was so nervous! However, everyone made me feel completely “at home” immediately. The room was filled with kind, friendly and welcoming colleagues! We told our stories, exchanged business cards and enjoyed delicious drinks.

You can catch the highlights of this event, and all others I attended, on my Instagram highlights (search for #Hispz18)!

On Tuesday, I was able to cover a Prudential panel entitled “#Prupárate: How Authentic Storytelling Opens People’s Hearts to Financial Content.”

Once again, I felt so fortunate to be surrounded by the Prudential team. Their uncanny ability to tell stories, tug at heart strings and drive important messages is truly admirable. My fellow ambassadors who spoke at this event are some of the top professionals in the finance industry.

Positive Impact Awards 2018

Wednesday was noche de fiesta! I was chosen to provide live coverage of the Positive Impact Awards and I had one of the best nights of my life. I laughed, cried, danced and cried some more.

The Positive Impact Awards were held to celebrate the three Positive Impact Award Winners and nominees for Person/Recipient of the Year. The three winners were: Kirk Michaelis, Wendy Carillo and Julio Ricardo Varela.

Kirk Michaelis of El Bolillo Bakery was chosen as the Positive Impact Award Person/Recipient of the Year. His story was moving, inspiring and emotional. I don’t think there was a dry eye in the house after hearing Kirk speak and watching is award reel!

Kirk is truly passionate about helping the Latin community in Houston thrive and grow. His award was well-deserved!

You can learn more about Kirk, as well as the other Positive Impact Award winners, by visiting the Hispanicize website.

Kirk Michaelis | El Bolillo Bakery

FONSECA, 5-time Grammy award winner, brought the house down with hits such as “Eres mi Sueño” and “Te Mando Flores”. You can catch “Eres mi Sueño” in my RECAP above!

FONSECA | Live at the Positive Impact Awards

I ended the week by participating in the Latinovator breakfast, where the amazing Maria Celeste Arraras was named as Latinovator of the year. I grew up watching Maria Celeste every afternoon. Every single time I watch her speak, I learn something new about perseverance, strength and passion. Learning from her is such a blessing. Maria Celeste is truly poderosa!

Maria Celeste Arraras Latinovator of the Year

I also met tons of companies, attended private breakfasts and spent time with other amazing entrepreneurs, bloggers and digital influencers. I am so lucky!

However, the very best thing about Hispanicize 2018 was partnering with Prudential. As a single mom, financial stability, security, and freedom are a part of my short and long-term goals.

With the help of Prudential, I am learning to be more financially secure. After a messy separation which left me riddled with debt, I needed all the ayuda I could get!

I support my daughters entirely on my own. My finances are not something I can take lightly — my girls’ educations, livelihoods and memories depend on them. That’s why partnering with Prudential as a Brand Ambassador was a perfect fit.

Prudential Brand Ambassador Hispanicize

Prudential Brand Ambassador Interviews

For the past 140 years, Prudential Financial has helped individual and institutional customers grow and protect their dinero.

Here are 5 ways that being a Prudential Brand Ambassador is helping me find financial security as a single mom:

Planning for the Future. Let’s face it, in the eyes of mami, I will always be her baby. But the truth is, I am no longer a baby — and it is time to start planning for the future. Yes, I have already started planning for when I am a viejita.

Even in my early 30s, I’ve been guilty of thinking “I’m still young, why would I already be planning for retirement? I have decades to plan!”

Boy, have I been wrong. It’s never too early to start contributing towards your retirement and your retirement goals.

Women are living longer than ever, and living longer increases the chances of a woman outliving her savings. Shaping your retirement plan early, and using the right tools and guidance are essential to securing your futuro.

Ask yourself: “How much money will I need to retire comfortably?” “What challenges may keep me from reaching my retirement goals?” “How can I counter those challenges, starting NOW?”

If you don’t know how to answer any of those questions, it’s time to meet with a financial advisor.

Setting my Priorities. Prioritize, prioritize, prioritize. This was a tough one, because your girl loves to SHOP.

Learning to make difficult choices between a new handbag, a family vacation or contributing to our education fund was no easy feat. The “YOLO — buy the shoes, buy the handbag, go on vacation!” mentality was a hard one to eradicate. Adding money to my retirement fund doesn’t sound as fun as shopping does, that’s for sure.

Yes, it’s okay to spoil yourself sometimes. Vacations are good for the heart and soul, and a new pair of shoes makes me felizbut right now, prioritizing our funds for retirement, education, home improvements and emergencies makes me even happier. Bypassing that new Chanel bag will be worth it in the future. Retirement cruise, anybody? ¡Vamonos!

Building my Safety Net. I’ve been working hard on creating a “safety net” for my family. It’s hard enough to build a juicy savings account with two parents in the picture — imagine what it’s like to do so with only one contributor.

I’ve made it a goal to reduce my debt, build an emergency fund, and make smart investments. My ultimate goal is for my emergency fund to comfortably carry me for 6-9 months in the event of a true emergency.

Planning my Estate. Let’s face it. No one wants to talk or think about death, but we have to.

My cousin passed away at 28 years of age. She left behind a heartbroken husband, and a 1 year-old daughter. Losing her was eye-opening.

That whole “life expectancy” thing? Out the window. Instead, an uninvited slew of pain, confusion and debt came knocking down the door.

Make a will. Name a guardian for your children. Update beneficiary designations.

Buy a life insurance policy! You may be surprised to find out just how affordable life insurance can be — but how valuable it is in an unfortunate, or unexpected situation.

Having life insurance normally means that your loved ones receive a cash benefit when you die. But did you know that life insurance can also help with your needs while you’re still alive?

Life insurance can sometimes provide supplemental income during retirement or a source of funds if you become very ill.

Teaching my Girls about Finances. Conversations about money are incredibly important in a single parent household. Unfortunately, it’s hard to explain to young children why “Suzy with the two parents” sometimes gets more than they do.

I involve my daughters in all of my financial decisions. I try to model healthy financial habits when I am with them. I teach them to save money and budget for the big ticket items they want. I lead by example!

I have found fun ways to teach them about credit by allowing them to open a “line of credit” with me. They borrow from me, I bill them and we learn about credit limits. We also enjoy learning about trading and bartering. The possibilities are endless when finding fun ways of teaching children about finances!

I hope these tips have been helpful. I can’t wait to share even more of what I learn during my year-long ambassadorship with Prudential.

I look forward to ending this year stronger, more prepared and financially secure!

Don’t forget to follow #Prupárate on social media to see what all of our other ambassadors experienced while at Hispanicize 2018!

 

 


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